Interest rates start from 9% and go up to 24% p.a. Your exact rate depends on your profile — and is confirmed clearly at sanction.
| Loan type | Interest rate* | Your rate depends on |
|---|---|---|
| Secured & Unsecured Loan | 9% – 24% p.a. | Collateral offered, income & credit history |
| Business Loan | 9% – 24% p.a. | Business vintage, turnover & repayment record |
| Education Loan | 9% – 24% p.a. | University (foreign or domestic), course & co-applicant |
| Project Loan | 9% – 24% p.a. | Project viability, security & promoter profile |
| Loan Against Property | 9% – 24% p.a. | Property value, loan-to-value & income |
| Gold Loan | 9% – 24% p.a. | Gold purity, value & loan-to-value |
*Interest rates start from 9% p.a. and go up to 24% p.a., and are indicative and for general information only. They are not an offer or commitment to lend. Your actual rate depends on your profile — including the loan product, amount, tenure, collateral, income and credit history — and is confirmed in your sanction letter along with all applicable fees and charges. Please read all loan documents carefully before signing.
Every loan is priced to the individual. These are the main parts of your profile that decide where you land between 9% and 24% p.a.
Loans backed by collateral usually carry lower rates than unsecured ones.
A strong credit history and score generally move your rate closer to 9%.
Steady, sufficient income reassures lenders and can lower your pricing.
The amount you borrow relative to the asset or income affects the rate.
The repayment period you choose can change the applicable rate.
Every loan product has its own pricing band within 9–24% p.a.
Check your eligibility and our advisors will confirm the exact rate your profile qualifies for — between 9% and 24% p.a.
Check your eligibilityShare a few details and our advisors will call you back to guide you through your options — clearly and honestly.
Tell us what you need — we will call you back shortly.
