Indicative rates, tenures and fees across our loan products. Your actual rate depends on the loan type, amount, tenure and your profile — and is confirmed at sanction.
The table below gives an indicative view. Final pricing is personalised — once you apply, we confirm the exact rate, tenure and charges for your loan.
| Loan type | Indicative interest rate* | Tenure | Processing fee* |
|---|---|---|---|
| Abroad Education Loan | [Add rate]% p.a. | Up to [Add] yrs | [Add]% |
| Loan without Collateral | [Add rate]% p.a. | Up to [Add] yrs | [Add]% |
| Loan with Collateral | [Add rate]% p.a. | Up to [Add] yrs | [Add]% |
| Loan Against Property | [Add rate]% p.a. | Up to [Add] yrs | [Add]% |
| Personal Loan | [Add rate]% p.a. | Up to [Add] yrs | [Add]% |
| Upskilling Course Loan | [Add rate]% p.a. | Up to [Add] yrs | [Add]% |
*Rates, tenures and fees shown are indicative and for general information only. They are not an offer or commitment to lend. Actual figures vary by lender, loan amount, tenure, collateral and applicant profile, and are confirmed in your sanction letter. Other charges (such as documentation, valuation or statutory levies) may apply. Please read all loan documents carefully before signing.
Lenders price each loan to the individual. These are the main factors that influence the rate you're offered.
Loans backed by collateral usually carry lower rates than unsecured ones.
A strong credit history and score generally improve your rate.
Steady, sufficient income reassures lenders and can lower pricing.
The amount you borrow relative to the asset or income affects the rate.
The repayment period you choose can change the applicable rate.
Each lender and loan product has its own pricing — we compare them for you.
Check your eligibility and our advisors will help you find a competitive, personalised rate.
Check your eligibilityShare a few details and our advisors will call you back the same day to guide you through your options — clearly and honestly.
Tell us what you need — we will call you the same day.
