Pledge property, fixed deposits or securities to unlock larger loan amounts — often at lower interest rates and with longer tenures. Ideal for higher-value funding needs.
A secured (collateral-backed) loan is approved against an asset you pledge as security — such as residential or commercial property, a fixed deposit, or financial securities. Because the lender has security, these loans typically allow higher amounts and lower rates than unsecured options.
The collateral is valued as part of the process, and you retain ownership while you repay. It's a strong choice for large education-abroad budgets and high-value financing.
The exact assets accepted depend on the lender and loan type — these are the most common.
A house or flat in your name, used as security against the loan.
Shops, offices or other commercial real estate you own.
Pledge an FD to borrow against its value while it keeps earning.
Selected financial securities accepted as collateral by the lender.
Tell us the funding you need and the asset you'd like to pledge.
The collateral is assessed and your loan amount and terms are confirmed.
Funds are released, and you repay through comfortable EMIs over the tenure.
Borrow more at better rates by pledging property, an FD or securities. Check your eligibility today.
Check your eligibilityShare a few details and our advisors will call you back the same day to guide you through your options — clearly and honestly.
Tell us what you need — we will call you the same day.
