Terms & Conditions
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These Terms & Conditions (“Terms”) govern your use of the website operated by Ex Servicemen Hire Purchase Finance Pvt Ltd (“we”, “us”, “our”, the “Company”). By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please do not use the website.
1. About us
Ex Servicemen Hire Purchase Finance Pvt Ltd is a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI Registration No.: [Add RBI Reg. No.]; CIN: [Add CIN]), with its registered office at 417, 3rd Floor, Prestige Chamber, Adjoining Narinder Cinema, Jalandhar – 144001, Punjab, India.
2. Use of the website
The content on this website is provided for general information about our products and services. You agree to use the website only for lawful purposes and not to misuse it or interfere with its operation.
3. No commitment to lend
Information about loans, including any indicative rates, amounts, tenures, EMI estimates and approval timelines, is provided for general guidance only and does not constitute an offer, advice or a commitment to lend. All loans are sanctioned at the sole discretion of the Company and are subject to eligibility criteria, credit assessment, verification, documentation and the terms of the applicable loan agreement.
4. EMI calculator & estimates
The EMI calculator and any figures shown are illustrative tools based on the inputs you provide. Actual interest rates, EMIs, fees and charges depend on the loan product and your profile, and are confirmed only at the time of sanction.
5. Enquiries & communication
By submitting an enquiry, you confirm that the information provided is accurate and that you authorise us and our representatives to contact you by call, SMS, WhatsApp or email, including on numbers registered under DND/NDNC. Your information is handled in accordance with our Privacy Policy.
6. Intellectual property
All content on this website, including the logo, text, graphics and design, is the property of the Company or its licensors and is protected by applicable laws. You may not copy, reproduce or distribute it without our prior written permission.
7. Third-party links
This website may contain links to third-party websites or services. We are not responsible for the content, policies or practices of those third parties.
8. Limitation of liability
To the maximum extent permitted by law, the Company shall not be liable for any direct, indirect or consequential loss arising from your use of, or inability to use, this website or reliance on its content. The website is provided on an “as is” and “as available” basis.
9. Governing law & jurisdiction
These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts at Jalandhar, Punjab.
10. Contact
For questions about these Terms, contact us at loan@exservicemen.co.in or +91 98140 05226.